Our Services
Cash Flow Management: Having enough to pay the bills and then some
- Spending planning/ budgeting
- Credit management
- First and vacation home mortgage financing
Employee Benefits: Guiding you through the jungle of choices
- Insurance- health, disability, life, long term care
- Cafeteria plans
- Company ownership - Stock option planning
Education Planning: Big ticket expense with many new options
- Education funding
- 529 plans, Education IRAs, Custodial accounts
- Discovering earnings and savings power
- Roth IRAs
Investment Planning: Pathway through the maze of options
- Investment policy statement
- Investment strategy
- Asset allocation
- No load mutual funds
- Performance benchmarking
Retirement Planning: Securing your passage to new life stage
- Employer sponsored qualified plans - 401(k), 403 (b), PERS, STRS
- Self-employed retirement plans - Sep Ira, Simple 401(k), Keogh
- Non qualified plans - rabbi trusts
- Distribution planning
Risk Management: Protecting you from intolerable threats
- Life Insurance
- Disability Insurance
- Long term care insurance
- Property and casualty insurance
Estate Planning: Entrusting your treasure, honoring your legacy
- Balancing financial, tax and personal wishes
- Gifting - family and charitable giving
Educational Programs: because knowledge is power and security
- Why financial planning works
- Six steps to your investment plan
- How to plan for your retirement
- Making the most of your 401(k)
- Money 101 for young children & teens
