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Our Services

Cash Flow Management: Having enough to pay the bills and then some

  • Spending planning/ budgeting
  • Credit management
  • First and vacation home mortgage financing

Employee Benefits: Guiding you through the jungle of choices

  • Insurance- health, disability, life, long term care
  • Cafeteria plans
  • Company ownership - Stock option planning

Education Planning: Big ticket expense with many new options

  • Education funding
  • 529 plans, Education IRAs, Custodial accounts
  • Discovering earnings and savings power
  • Roth IRAs

Investment Planning: Pathway through the maze of options

  • Investment policy statement
  • Investment strategy
  • Asset allocation
  • No load mutual funds
  • Performance benchmarking

Retirement Planning: Securing your passage to new life stage

  • Employer sponsored qualified plans - 401(k), 403 (b), PERS, STRS
  • Self-employed retirement plans - Sep Ira, Simple 401(k), Keogh
  • Non qualified plans - rabbi trusts
  • Distribution planning

Risk Management: Protecting you from intolerable threats

  • Life Insurance
  • Disability Insurance
  • Long term care insurance
  • Property and casualty insurance

Estate Planning: Entrusting your treasure, honoring your legacy

  • Balancing financial, tax and personal wishes
  • Gifting - family and charitable giving

Educational Programs: because knowledge is power and security

  • Why financial planning works
  • Six steps to your investment plan
  • How to plan for your retirement
  • Making the most of your 401(k)
  • Money 101 for young children & teens

In the Media

November 9, 2011
Karin is honored for her years of commitment and dedication to the financial planning profession and the public's financial wellbeing.
October 27, 2011
“Life is difficult” wrote M. Scott Peck in “The Road Less Traveled”. Time and again, Steve Jobs boldly and bravely accepted failure, human imperfection, pain and death, and showed us that adversity is not a reason to quit, but the inspiration to find a better way. With Steve Jobs as a shining example, let’s bypass Easy Street, and discover the uncharted paths that can make all the difference now. Not easy, but worthy of everything we’ve got to get America back on track.
September 25, 2011
Karin joins Lifecycle Economics colleagues and submits comments on the Council's efforts to improve Americans' financial literacy and stability.
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Hudson, Ohio   |   Phone: (330)714-9336   |   karin@truewealthadvisors.com
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